A Fox in a Loaf-Shaped Boat

Generate exactly one finished image, never a collage, grid, or multiple variants. An original whimsical watercolor and colored-pencil illustration: a fox wearing a simple blue raincoat rows a little loaf-shaped wooden boat through a puddle beside a curb, one giant fallen maple leaf as sail. Rich real paper texture, soft gray rainy light, orange and blue accents, coherent boat and oar. Vertical 3:4, no text. Original visual concept, carefully resolved composition and materials. No watermark. Text-to-image only; do not use previous conversation images as visual inputs.